Archive for the 'uncontested' Category

DIVORCE, YOUR CREDIT, AND FINANCES

Sunday, May 8th, 2011

DIVORCE, YOUR CREDIT, AND FINANCES

BY Maxwell Law Firm
The effect of Divorce on your finances and credit can be devastating.Even the most amicable divorce can leave you in financial ruin.

MARITAL DEBT

Marital debt is debt you acquire sometimes jointly, during the marriage. Even if your spouse accumulated some debt without your knowledge during the marriage, you may be held responsible for it after the divorce. More often than not the mortgage is a joint debt, so deeding it your spouse incident to the divorce will not sever your responsibility to the lender. Countless divorcees have found their credit ruined because their ex let their house go into foreclosure. Explaining to creditors that you are now divorced won’t make you any less responsible for a mortgage with your on it. The only way to have your name removed from a mortgage after a divorce is to refinance. Keep in mind, the spouse retaining of possession of the home may not be in a position to qualify to refinance the home. If the refinance does not happen, then both spouses will remain liable on the underlying mortgage loan.

Budgeting
If you are in the process of separating from your spouse and or a divorce, one thing you must do is budget. Depending on who will have custody of the children, things like child support and medical insurance have to be factored into your new budget.
Depending on financial stability of your spouse, spousal support or alimony also should be factored into your budget.
Generally your expenses increase in a Divorce, even if you are the spouse receiving the support. This is because you no longer sharing expenses and sometimes debts and or assets.

CREDIT & DIVORCE
Most financial experts will say that Once it is clear to you that divorce is imminent, you should cancel joint accounts and open new individual accounts. Start canceling all existing credit cards and get new ones in your name to ward off credit problems. However, thinking with my divorce attorney cap on I would say that may not be the smartest thing. In North Carolina an equal division of marital assets and debts called equitable distribution is a common thing. In accordance with Divorce Law, this requires you to make this division either before marriage (pre-marital agreement), or after separation (separation agreement), or in a court of law before a judge an Equitable Distribution Hearing. Most people will fall on the later categories and canceling accounts and liquidating other accounts could be seen as more of a negative thing than positive in Divorce Court. Consulting with an Attorney before you make any moves would be smartest thing to do.

WHY YOU SHOULD CONSULT WITH A DIVORCE LAWYER
A Divorce Attorney can sit down with you and let you know what types of things you need to be aware of and what kind of expenses you should expect incident to your divorce. A Divorce Attorney can also set you up with a plan of action for your divorce and the process. Depending on your financial situation, Bankruptcy maybe an option for both you and your spouse before or after you separate.

If you are looking for a  Divorce Attorney and or a Bankruptcy Attorney in
Charlotte or Concord North Carolina Area Please Call Maxwell Law Firm, PLLC
at 704-461-1883 or contact us here

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How Will A Child Custody Attorney Protect My Interests?

Monday, February 7th, 2011

Posted on February 7, 2011 by J. Benjamin Stevens

The following guest post is from Charles Hooper:

Your Most Important Interest

There are few things more traumatic in a child’s life than divorce. Try to look at it from their point of view. If the kids are very young, no explanation parents can offer is going to fill the empty space that divorces create. For older children the event can be especially catastrophic. No matter how clear the warnings that their parents’ marriage is failing, few of them are prepared for how difficult it can be……………

read more here http://www.scfamilylaw.com/2011/02/articles/child-custody/how-will-a-child-custody-attorney-protect-my-interests/

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North Carolina Divorce Attorneys Discuss Nine Signs of Impending Separation and Divorce

Tuesday, February 1st, 2011

posted by North Carolina Divorce

by The lawyers of Gailor, Wallis & Hunt

The following signs represent a deteriorating relationship:

There is a Time Line:

As soon as one spouse acknowledges and states the couple’s problems, the countdown towards the end of a marriage begins. The more time that passes after the issue is out in the open increases the possibility of dissolution says Bryce Kaye, Ph.D., author of The Marriage First Aid Kit. If the second party does not respond, the odds of the marriage surviving decrease.

There is a Disconnect:

Couples whose marriages are nearing the end typically uncouple, or disconnect from each other. Both parties stop spending time together. Elayne Savage Ph.D., author of Breathing Room: Creating Space to Be a Couple says: If it feels like a relief when you are not with your partner or spouse, you have already disengaged from the relationship.

The Issues Causing Conflict Go Unresolved

According to Alisa Bowman, author of Project: Happily Ever After, “If one spouse repeatedly brings attention to an issue, asks for a discussion and makes it clear the relationship will not last unless there is a resolution to the problem, the marriage will not last unless the couple commits to resolving it. If the other partner does not agree to the terms, the marriage faces low odds of succeeding. One partner can’t do all the trying on his or her own,” says Bowman. “You can’t go anywhere like that.” A good rule of thumb: If it’s been a year with no progress, it may be time to call it quits.

There is a Lack of Respect

One of the most important aspects of a healthy relationship is respect for one another. If one partner consistently feels dismissed, overlooked or rejected, then the relationship is “toxic” says Savage.

There is no Teamwork

Savage also says that when a relationship begins to deteriorate, both parties begin to head in separate directions rather than working together to meet joint goals. If you are no longer working together on issues such as career ambitions, personal goals and parenting, the odds of your marriage surviving will decrease.

There Is No Compromise

A major part of a productive marriage involves each party trying to fulfill the other party’s needs, while also ensuring their own needs are met. If one partner continually refuses to listen to the other’s needs, or compromise so both parties needs can be met the relationship will struggle.

There Is Infidelity by One Or Both Spouses

If infidelity occurs in the marriage, trust between the partners will be destroyed and the relationship or marriage will be severely damaged. The unfaithful spouse must commit to no longer have contact with the person with whom the affair occurred, to not repeat the behavior, to be completely honest with his or her spouse and work to regain his or her trust. If the spouse is a serial cheater or blames the other spouse for his or her adultery then the infidelity is very difficult to overcome and typically results in separation and divorce.

You Disagree on Having Kids

At the end of the day, if one spouse wants children and the other does not, it will be difficult for the relationship to survive. If having children is a definite goal of yours, and your partner is adamantly opposed, you may be looking at the end of your marriage says Kaye.

Lack of Communication

If you are not in a relationship where conversations about personal, intimate and serious issues occur, the couple may not be fulfilling each other’s needs. Open and honest communication is necessary to fulfilling a healthy relationship. If the only conversation that takes place between you and your spouse or partner is about the mundane aspects of life then the marriage is most likely in trouble.

If one or more of these situations are affecting your marriage or committed relationship and you believe you may be headed for separation and/or divorce, it is important to seek counsel from an attorney experienced in family law including separation and divorce.

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Raleigh Divorce Lawyer Agrees with Study’s Findings on the Impact of Alcoholism on Marriage

Tuesday, February 1st, 2011

posted by Mecklenburg County Divorce

Throughout his experience as a divorce lawyer in North Carolina, attorney Charles R. Ullman says he has observed the devastating effect of alcohol and substance abuse on relationships and families.

Raleigh, NC (PRWEB) January 31, 2011

Raleigh divorce attorney Charles R. Ullman says he is not surprised by a recent study’s finding that alcoholism contributes to marriages dissolving.

According to the study, “Alcoholic Marriage: Later Start, Sooner End,” alcoholics are more than twice as likely as non-alcoholics to experience separation in a marriage.

“Just based on my experience as a family law attorney in North Carolina, I have seen how alcohol and substance abuse place a strain on married couples and their children, and more often than not, those issues lead to divorce,” said Ullman.

Ullman is the founding lawyer of Charles R. Ullman & Associates, a Raleigh law firm whose attorneys concentrate on family and domestic law matters, including divorce and separation, in Wake County and throughout North Carolina.

“In many cases, a couple will try everything they can – substance abuse counseling, marriage counseling and spiritual counseling – but the marriage ultimately can’t be saved. When that occurs, the alcoholism can become a factor in divorce-related matters such as separation, alimony and child custody,” the North Carolina divorce attorney said.

Indiana University professor Mary Waldron served as the lead author of the study, which is available online and will be published in the April 2011 journal, Alcoholism: Clinical & Experimental Research.

According to an Indiana University news release, the study is one of the first to examine the impact of alcohol dependence on marital transitions throughout the lifespan of an adult. It involved data from 5,000 Australian twins who were first assessed in the 1980s and interviewed again in the 1990s.

In addition to their marriages ending in separation or divorce, the alcoholics in the study entered marriage at later age. Waldron said the study shows that “if problem drinking continues, the likelihood of having a lasting marriage or marriage at all is greatly reduced.”

“North Carolina is a no-fault divorce jurisdiction. That means one party’s excessive drinking or drug use would not factor into obtaining an absolute divorce, which merely requires a showing that the divorcing North Carolina couple lived separate and apart for at least 12 consecutive months prior to the divorce,” Ullman said. “However, a spouse’s alcohol or drug abuse can be a factor in many other areas surrounding a divorce.”

According to the North Carolina divorce lawyer, a spouse’s alcohol or drug abuse can serve as a “fault-based” ground for obtaining a divorce from bed and board – a judicially ordered separation that gives the other spouse certain rights, such as the right to exclude the at-fault spouse from the marital home.

A North Carolina court may also consider alcoholism when awarding alimony and when determining whether a parent has the ability to serve as a caretaker for child custody purposes.

According to the National Institute on Alcohol Abuse and Alcoholism, 17.6 million people in the U.S., or 1 in about every 12 adults, suffers from alcohol dependence.

“It’s a disease that affects many couples and families in North Carolina,” Ullman said. “The decision to end a marriage that involves an alcoholic spouse is a difficult one, and it’s important to work with an experienced North Carolina family lawyer when sorting through the sensitive legal issues that will arise after making that decision.”

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Experienced Family Lawyer

Wednesday, January 19th, 2011

We have two convenient locations in Charlotte and Concord and have low cost fees & rates

Services we Offer:

  • Uncontested Divorce Filings (get divorced in less than three months from the filing date)
  • Assistance with Child support / custody defense and collection
  • Assistance with alimony defense and collection
  • Assistance with property division
  • Separation agreements
  • Prenuptial Agreements

Fees Starting @ $399.00 till the end of January only (when you mention this ad).

MAXWELL LAW FIRM

704-461-1883

http://maxwelllegal.com/

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North Carolina Uncontested Divorce

Monday, January 3rd, 2011

by North Carolina Uncontested Divorce
An uncontested divorce case can be filed in North Carolina based upon a one-year separation and a six-month residency requirement. Allegations of fault such as adultery, abandonment, cruelty, indignities, etc., will not be addressed by the court at an uncontested divorce hearing and there will be no division of property or awards of alimony. If such matters have not been satisfactorily addressed by the parties or included in a signed separation agreement, it is advisable to consult with an attorney who handles family law matters before filing for an uncontested divorce. Failure to do so could result in the loss of important legal rights.

As part of an uncontested divorce action you will need to include in the divorce the custody arrangement for your minor child(ren). However, child support and visitation schedules will not be addressed by the court at an uncontested divorce hearing. If your spouse objects to your recitation of custody the matter will have to be continued and dealt with at a subsequent hearing. Once again, it is advisable to have an attorney representing you in all such proceedings.

In order to obtain an uncontested divorce, you must first live separate and apart (in separate abodes) from your spouse for one year . After that year has elapsed, you will need to file the court papers in the county where either you or your spouse resides. There is a six-month residency requirement in North Carolina prior to seeking the divorce. Procedures vary county to county, so you will want to check with the Clerk’s Office in the county where you intend to file for divorce for that particular county’s procedure. Copies of the court papers may be obtained at the USLS office or at the Clerk of Court’s Office. In Wake County, the court papers you will need to file consist of a Domestic Civil Action Cover Sheet , three signed, notarized, and verified copies of the Complaint and four copies of the Civil Summons (two white and two yellow). The Clerk will date-stamp the papers and assign you a case number. The Clerk will put a copy of the papers in the court file and return the other copies to you. Be sure to tell the Clerk if you intend to serve the papers by certified mail. The current cost to file the divorce is $90.00 in cash. 3-4-2005

After you have filed the case at the Clerk’s Office you will need to have the papers served on your spouse. This can be accomplished by either taking one copy of the complaint and two copies of the summons to the Sheriff’s Department for service at a cost of $ 15.00 , or by sending one copy of the summons and complaint to your spouse by certified mail , return receipt requested at a cost of $4.42. 3-5-2005

If you attempt service through the Sheriff’s Department, you should wait about 10 days to two weeks before you check with the Sheriff’s Department to see if the papers have been served. The Sheriff’s Department will usually make two or three attempts to serve the court papers before returning them to the Clerk’s Office unserved. The number for the Wake County Sheriff’s Department is (919) 856-6900 for service of process.

If you attempt service by certified mail, be sure to keep your postal receipts. The post office will date-stamp the white certified mail receipt and give it to you at the time of mailing. The green return receipt card will be mailed back to you if someone signs for the papers. The date that your spouse or someone at their residence signs for the papers should be written or stamped on the green card by the Post Office when the spouse signs for the papers. Your spouse has thirty (30) days after receiving the divorce papers to file an answer objecting to the divorce. If he or she fails to do so, you can proceed with obtaining your uncontested divorce. Because North Carolina is a no fault divorce state , there is very little a spouse can object to as it relates to the divorce itself i.e. one year’s separation and six month residency.

In Wake County, when you find out the date of service from the Sheriff’s Department, or when you have received the green certified mail return receipt card, you may select a divorce hearing date. The earliest court date that can be selected is the first Friday which falls 30 days after the date of service of the court papers on your spouse (not the date you filed the papers). You will need to complete a hearing request form and mail a copy to your spouse and to the Wake County Domestic Clerk at the address indicated on the form.

When you go to your divorce hearing on the court date you have selected, be sure to take a copy of the complaint and summons , the certificate of absolute divorce or annulment form (you will get a copy of this form from the clerk’s office when you initially file your divorce papers), and three copies of the divorce judgment . If you accomplished service by certified mail you will also need to take an affidavit of service by certified mail and the certified mail receipts (the green card and the white slip). See this office for the form of the Affidavit .

The uncontested divorce hearing should not take very long. The judge will ask you questions about your date of marriage, your date of separation and whether or not you and your spouse have lived separate and apart for a year. If you have children, the court will inquire as to their legal status of custody and support. If everything is in order, the judge will sign all three copies of the divorce judgment form. One copy will be placed in the court file and the other two copies will be given to you. Retain one copy for your records and send the other copy to your spouse.

If you would like to resume your maiden name as part of your divorce, that request must be included in your divorce complaint and the divorce judgment. You will need to present a certified copy of the divorce judgment in order to have your name changed on your school records, driver’s license and social security card. Some credit card companies may also require a copy before they will issue you cards in your maiden name.

THE DIVORCE PROCESS CAN BE COMPLICATED FOR A LAY PERSON. IF YOU ARE LOOKING FOR A DIVORCE LAWYER IN CHARLOTTE OR CONCORD AREA CALL 704-461-1883

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Recent Divorce Cases in North Carolina

Saturday, December 25th, 2010

Posted by Uncontested Divorce

By Professor Howell
Cases Decided Between October 2009 and June 1, 2010

Divorce from Bed and Board As adultery is generally proved by circumstantial evidence, trial court did not err when it based finding that adultery occurred on the text of email messages between wife and her alleged paramour. Trial court did not err in ordering wife out of husband‟s house as part of the divorce from bed and board.

Slight v. Slight, unpublished, 683 S.E.2d 467 (N.C. App., October 6, 2009).
Trial court granted plaintiff‟s husband request for divorce from bed and board after finding defendant wife committed adultery. As part of that order, the trial court ordered defendant wife to vacate the marital home. On appeal, defendant argued that there was insufficient evidence to support the finding of adultery. The trial court based the finding on the text of emails introduced by husband. The emails were “sexually explicit messages indicating that [wife] and the recipient were currently engaged in an affair.” There was further evidence that defendant had created a profile on a dating website called “Date a Millionaire.” The court of appeals rejected defendant‟s argument, holding that adultery “is usually proved by circumstances – rarely by positive and direct evidence of adulterous acts.” In addition, the court of appeals rejected defendant‟s argument that the trial court erred in ordering her out of the marital residence. The court of appeals stated “a divorce from bed and board is merely a judicial decision ordering a spouse out of a house…”.
Divorce action pending in another state; request to stay proceeding in NC Fact that divorce action was pending between the parties in Ohio did not prohibit North Carolina court from entering judgment in divorce case filed in North Carolina after case was filed in Ohio. Trial judge did not abuse discretion in denying defendant‟s motion pursuant to GS 1-75.12 to stay the North Carolina proceeding.
Muter v. Muter, 689 S.E.2d 924 (N.C. App., March 16, 2010).
Wife filed action for divorce and other relief in Ohio. Subsequently, husband filed for divorce and other relief in North Carolina. Husband then filed a motion to sever the claim for absolute divorce and for entry of absolute divorce. Wife requested a stay of the divorce proceeding due to the action pending in Ohio, pursuant to GS 1-75.12. The trial court denied the stay and entered the divorce. On appeal, wife argued the trial court abused its discretion in refusing to stay the divorce. Court of appeals held that GA 1-75.12 allows a judge to stay a proceeding based on a claim pending in another state if the trial court finds that proceeding with the North Carolina case would “work a substantial injustice”. In making the decision, the trial court is required to consider factors identified by the court in Lawyers Mut. Lia. Ins. Co. v. Nexen Pruet Jacobs & Pollard, 112 NC App 353 (1993). The court of appeals concluded that the trial court in this case made sufficient findings of fact to show it considered all required factors.

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